Top Health Risks for Temporary Foreign Workers in Canada and How Employers Can Mitigate Them with Health Insurance
Temporary foreign workers (TFWs) are vital to several industries in Canada, such as agriculture, construction, fishing and hospitality. Despite their importance, these workers often face significant health challenges. In this article, we’ll explore the top health risks TFWs face and how employers can mitigate them through comprehensive health insurance coverage.
What Health Risks Do TFW’s Face?
Physical Strain and Injuries
Musculoskeletal Disorders (MSDs)
Exposure to Hazardous Materials
Mental Health Challenges
Access to Healthcare
Common Health Risks Faced by Temporary Foreign Workers
Physical Strain and Injuries
Temporary foreign workers often take on physically demanding jobs in industries such as agriculture, construction, and fishing. These roles frequently involve heavy lifting and repetitive motions, leading to injuries such as sprains, muscle tears, and joint problems. Additionally, operating heavy machinery is a common part of these jobs, and accidents can result in serious injuries or, in some cases, fatalities. Proper safety measures and health coverage are essential to protect these workers from the risks inherent in such work environments.
Musculoskeletal Disorders (MSDs) Due to Heavy Labour
Musculoskeletal disorders (MSDs) are injuries or pain in the body's joints, muscles, and nerves, commonly resulting from repetitive strain, awkward postures, or heavy lifting. MSDs are particularly prevalent in agriculture and construction industries. According to the Canadian Centre for Occupational Health and Safety (CCOHS), MSDs are a leading cause of workplace injuries in heavy labor sectors. Foreign workers, often tasked with physically demanding and repetitive tasks, face a heightened risk of back, shoulder, and knee problems.
Exposure to Hazardous Materials
In industries such as agriculture and manufacturing, foreign workers are often exposed to hazardous materials like chemicals, pesticides, and pollutants. Prolonged exposure without adequate safety measures can lead to serious long-term health issues, including respiratory diseases, skin conditions and other sicknesses.
Access to Healthcare
Many TFWs face significant barriers when trying to access healthcare. Language barriers, lack of familiarity with the Canadian healthcare system, and limitations in basic provincial coverage, especially during the initial 90-day waiting period, can prevent workers from seeking timely medical care.
How Can Employers Help Mitigate Health Risks?
Occupational Health and Safety Measures
Providing Comprehensive Health Insurance
Chiropractic Coverage for MSDs
Creating a Supportive Environment
The Role of Employers in Health Risk Mitigation
Occupational Health and Safety Measures
Employers can mitigate these risks by implementing efficient workplace safety protocols. This includes providing proper training, ergonomic tools, protective gear, as well as conducting regular health and safety assessments. A proactive approach to workplace safety not only prevents injuries but also reduces downtime and liability for employers.
Providing Comprehensive Health Insurance
Offering comprehensive health insurance is one of the most effective ways employers can do to protect TFWs. A well-rounded insurance plan should include coverage for physical and preventive care. Such coverage ensures that workers receive medical treatment for injuries, illnesses, and emergencies without bearing the financial burden themselves.
Physical Therapy Coverage for MSDs
Including physical therapy in health insurance plans can significantly benefit workers with musculoskeletal disorders (MSDs). Regular physical therapy helps prevent long-term disabilities by addressing pain and mobility issues early. A real-life case study from PubMed highlighted the recovery of a 29-year-old worker with MSDs. After six weeks of ergonomic training, manual therapy, and therapeutic exercises provided by a physical therapist, the patient experienced reduced pain, improved posture, and increased range of motion. These interventions not only enhanced his recovery but also raised his awareness of workplace safety, allowing him to return to a healthy, active lifestyle.
Creating a Supportive Environment
Employers must foster open communication with their foreign workers to ensure that their healthcare needs are a priority. By discussing available health coverage options and educating themselves on comprehensive health insurance, employers can bridge the gaps left by Canada's basic healthcare after the 90-day waiting period. Additionally, hosting community events to celebrate the diverse cultures of foreign workers can promote inclusivity and well-being. Supporting workers in this way not only boosts productivity but also enhances job satisfaction and worker loyalty, creating a healthier and more engaged workforce.
How Comprehensive Health Insurance Helps Mitigate These Risks
Health insurance plays a crucial role in mitigating the health risks faced by temporary foreign workers (TFWs) by providing access to timely medical care and preventive services. For physical strain and injuries, insurance ensures workers can receive treatment for sprains, muscle tears, and joint problems, including coverage for physical therapy and rehabilitation. In the case of musculoskeletal disorders (MSDs), comprehensive health plans cover chiropractic and physiotherapy services, helping to manage pain and improve mobility.
For those exposed to hazardous materials, health insurance ensures access to screenings and treatments for long-term respiratory or skin conditions. Additionally, foreign workers and their families gain peace of mind knowing that they are covered for potential medical emergencies, illnesses, and ongoing health concerns. This not only supports the workers' health but also helps prevent the financial strain that could arise from medical bills, especially in cases of serious accidents or prolonged illnesses, allowing them to focus on their work with less worry about their health and safety.
Lastly, comprehensive health insurance helps workers fill gaps in basic provincial coverage, ensuring workers are protected from the moment they arrive and during the 90-day wait for public healthcare access. This comprehensive support system helps workers maintain better health, return to work faster after injuries, and feel more secure in their jobs.
Looking to provide your foreign workers with the necessary healthcare coverage?
Click through the video below to learn about the FWCHP.
